Credit Analyst

We are Euler Hermes and we are looking for a suitable candidate for the position of Credit Analyst who will become part of our team in the EH Romania - Bucharest office and will be responsible for gathering appropriate level of information to assess buyers  according to defined targets and other business units of EH Group.

We are the world’s leading provider of trade-related credit insurance solutions with more than 100 years of client support and responsiveness to changing business environments. We are backed by Allianz, one of the leading financial services providers worldwide.

We would be happy to welcome you in our team if you would like to have the following responsibilities:

- Buyer's assessment according with define targets
- Gathers information on buyers through desk-based research
- Performs financial analysis and evaluates performance of the management and strategy without buyer contact
- Identifies potential leads
- Monitors the risks related to buyers financial performance, trade sector evolution, maintains constant contact with internal clients; apply, grading principles, guidelines and procedures;
- Maintain permanent contact with other departments like, Policy Administration, Underwriting, Claims and Collections
- Support the sales department and other business units of Euler Hermes Group
- Provides various reports/statistics for senior management

We will be pleased to welcome you in our team, if you have:

Educational requirements
* Bachelor and / or Master's degree in Economics , Finance Banking or Risk Management specialization
Functional knowledge
* Extended knowledge in Financial analysis, Risk assessment and market specifics
* Very good knowledge of banking/financial services sector
* Proficient in IT Systems / Software: MS Office; particularly MS Excel (intermediate level)
* Language: EN advanced level (reading and writing)

Business expertise
- 3-5 years experience in insurance / credit insurance / risk / banking - corporate - area
- demonstrates commercial awareness
- expertise and experience in business assessment
Interpersonal skills
- strong analytical skills and structured thinking
- ability to take grading decisions
- excellent organizational skills and attention to detail
- good communicator
- team player, honest, ability to convince others, very good problem solving skills
- ability to handle multiple tasks in high volume
- ability to work independently and collaborating with co-workers in a team setting
- ability to work under pressure and tight deadlines skills) is required

We offer:

• Dynamic and multinational working environment
• Opportunity to learn and grow - on the job as well as language or professional training
• Open company culture, possibility of working from home
• A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.
• Full time permanent contract
• Modern and accessible offices