KYC / AML OFFICER

KYC / AML Officer is responsable for the application of the internal KYC / AML/CFT Norms valid into
the Bank, for the revision of the customers’ files and transactions and ensures a timely efficient
reporting to the Compliance Coordinator.

Main responsibilities:

- Verifies the customers’ files, to ensure that requirements of the internal KYC Norms are
respected, the existance of all relevant documents, including the specific forms, AML risk
assessment for teh client;;
- Checks that the information about the client is complete and accurate, both in the analysis
phase for the acceptance of the client and during the relationship;
- Verifies the information related to the customer recorded in core system and asks for
corrections, as the case may be;
- Perfoms the controls defined in the internal norms referring to the KYC/AML/CFT area as
defined by the internal KYC Norms and identifies the suspicious and/or atypical
transactions;
- Analysis of the transactions showing suspicious indicia, in case of suspiciuous transaction
prepares and forward the report to Compliance Coordinator/FIU, monitor to receive the
reply from Compliance Coordinator/FIU and communicate the reply to the business units;
- Drafts periodical reports regarding customers and transactions, as per the internal rules;
- Monitors customers’ activity and sends KYC / AML / CFT recommendations and Compliance
Coordinator
- Monitors the timely execution of the instructions received from Compliance Coordinator
regarding the blocking / unblocking of the customers’ accounts;
- Ensures the support to the Compliance Coordinator in order to prepare the reports to
ANAF and ONPCSB or of any documents requested by the local authorities;
- Maintains a current understanding of AML issues, policies and procedures, regulations
industry best practices and development trend;
- Validation of transactions filtered against sanctions’ lists in internal application;

Requirements:

- Have a minimum of 2+ years relevant work experience in KYC/AML/CFT area, within banking
system;
- Skills/Specialized know how: excellent knowledge regarding the legal frame of the field of
activity and its impact on transactions, in general;
- Competencies: strong analytical thinking to organize and analyze multiple, complex data sets;
attention to details, synthesis capacity, strong ability to quickly understand the business unit
specific AML requirements and risks and provide recommendations for solutions to mitigate
those risks.
- Strong technical skills, database skills, including working with tables and functions;
- Computer literacy (Word, Excel, Outlook) - advanced is essential;
- Fluent in English, both written and spoken;
- Minimum Academic requirement: Bachelor degree (major in economics or legal);

Other:

- Hierarchically reports to: Compliance Coordinator
- The position is based in Bucharest (Head Office), Blvd. Unirii no., Sector 3.