Ofiter Bancar Operatiuni

Candidatul ideal

Studii superioare economice;
Minim 2 ani experienta pe aceeasi pozitie in domeniul bancar;
Excelente abilitati de comunicare si relationare;
Seriozitate, corectitudine si atentie la detalii, atentie distributiva;
Persoana sociabila, prietenoasa, deschisa la munca in echipa;
Persoana rezistenta la activitate in conditii de stres;
Limba engleza - preferabil nivel avansat.

Descrierea jobului

Deschide conturi pentru clienti persoane fizice si juridice, cu verificarea documentatiei ceruta de procedurile interne si normele si reglemantarile BNR si inchide conturi la solicitarea clientilor sau in alte situatii prevazute expres de normele interne ale Bancii;
Executa toate operatiunile legate de transferuri interne in valuta, depozite la termen si overnight, precum si schimburi valutare pe conturile clientilor persoane fizice si juridice, inclusiv obtinerea aprobarilor pentru rate / cursuri de schimb negociate;
Intocmeste contracte de credit / garantie si le transmite spre validare conform fluxurilor interne ale Bancii; dupa validare gestioneaza semnarea contractelor de credit si garantii de catre client si in cazul clientilor de Retail le introduce in sistem;
Gestioneaza si monitorizeaza instrumentele de plata prezentate ca si garantie la creditele acordate de agentie, inclusiv biletele la ordin in alb;
Pregateste documentatia necesara utilizarii creditelor si o trimite departamentelor relevante din Centrul Operational, dupa efectuarea verificarilor conform normelor si fluxurilor interne;
Monitorizeaza utilizarile si rambursarile din credit, efectueaza schimburile valutare aferente acestora si platile, dupa caz;
Preda cardurile de credit si de debit catre clienti, returneaza cardurile catre Centrala bancii, in conformitate cu procedurile si reglementarile Bancii;
Monitorizeaza creditele in sold ale clientilor, informandu-l pe Managerul de Relatii cu cu privire la clientii cu intarzieri de plata precum si datele de expirare ale garantiilor aferente;
Este persoana de contact in relatia cu clientul in legatura cu tranzactiile / extrasele de cont / scrisori de bonitate / activitati;
Prezinta si promoveaza produsele si serviciile Bancii catre clienti, furnizand servicii bancare de calitate; este responsabil pentru atingerea obiectivelor de vânzări fixate;

Descrierea companiei

Garanti Bank is part of the financial-banking group Garanti Romania, which brings together Garanti Leasing (the brand under which the company Motoractive IFN SA operates) and Garanti Consumer Finance (the brand under which Ralfi IFN operates).

Garanti Bank is held by Turkiye Garanti Bankasi AS (TGB), Turkey’s second largest private bank. TGB is a universal bank with leading presence in all business lines. The bank serves more than 14 million customers in corporate, commercial, SME, and consumer segments offering fully integrated financial services. The Spanish financial group Banco Bilbao Vizcaya Argentaria (BBVA) is the majority shareholder of TGB. Garanti Bank Romania offers a series of quality products and services for all business segments: retail, SME and corporate.

Present in Romania since, the bank has developed a solid portfolio of clients and expanded its national presence through branches and alternative channels, reaching an extended network of 84 branches and over 300 intelligent ATMs that can be used by anyone, not just bank customers, for transactions with or without cards. Garanti Bank was awarded in 2016 by world-renowned magazine Global Finance, as “Best Consumer Digital Bank in Romania”.

The distinctions were granted within the “2016 World's Best Consumer Digital Banks in Central and Eastern Europe Competition”.

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