Senior corporate financial analyst

Join our Non-Retail Risk Management Team! Discover the financial insights of top large corporations that activate in diversified markets such as: Automotive, Constructions, Heavy Industry, Real Estate, Energy or FMCG by taking on the role of Corporate Financial Analyst. You will be in contact with clients and the sales & risk departments; you will apply your accounting and financial analysis knowledge in helping achieve the best decisions regarding corporate lending. Why work for Raiffeisen?  Because you will be working in a top commercial bank and will have exposure to complex transactions. Also, because we are an enthusiastic, highly professional team.
 

Main responsibilities:

• Perform the fundamental credit analysis of Corporate Clients, by in depth assessment of  financial statements, of business activity and industry sector 
• Analyze financial projections provided by the clients and perform sensitivity analysis in order to determine the debt service capacity and to provide a realistic long-term view on the business 
• Assign the client rating that reflects the customer's probability of default, based on the objective analysis of quantitative and qualitative factors 
• Interact with clients in order to clarify aspects related to the financial standing and business strategy 
• Perform industry analysis, underlining opportunities and threats specific to every segment (each team being specialized on specific industries) 
• Monitor own client portfolio in order to identify early warning signs 
• Participate together with sales representatives to structuring of new & complex transactions 

Requirements:

• A minimum 3 years experience in a financial institution (financial analysis or other risk area), accounting, financial controlling

• Solid knowledge of accounting

• Good understanding of the economic and business environment

• Proficient in English (writing, reading, speaking)

• Good analytical, critical thinking and problem solving skills

• Capacity to work independently and  under deadlines

• Enrolment in CFA/ ACCA programs is considered a plus.